Guillermo Santos is a partner at iCapital in Madrid, an independent advisory group providing financial advice and wealth management. Prior to joining iCapital in 2011, he was managing director of private banking at Banco Popular in charge of SICAVs and investment funds. Previously he worked at Iberagentes Activos SV SA and in the corporate and investment banking unit of Crédit Lyonnais Luxembourg. In 1999, he developed a management program at IESE, the graduate business school of the University of Navarra. Mr. Santos holds a law degree from the University of Zaragoza, a master’s degree in European law from the Royal Institute of European Studies, and various specializations across the spectrum of financial and capital markets. He also holds the professional title of European Financial Analyst (CEFA-Certified Financial EFFAS Analyst) in the Spanish Institute of Financial Analysts of Madrid.